Save and Invest 

with Twine

An app for saving and investing.

Built for two.

Get after your goals.

Start with something standard like a house or vacation fund, or create a custom goal.

Save as a team.

Get on the same page with a joint Twine account. You can both contribute and track your progress.

Investing for everyone.

Invest in a portfolio or save in cash. Start with what you can. Learn as you go.

Ready to start your first goal?

Start saving with $5

Set up a goal in minutes. Works just like the savings accounts you know and love.

Earns 0.80% variable interest — better than most savings accounts.

Save and earn toward as many goals as you can dream up.

Deposit and withdraw any time.

Saving in cash is free. Learn more.

Download the Twine app.

Start investing with as little as $100

It starts with saving. Investing is the next step. Twine helps you make the jump.

You don’t need a big paycheck or financial windfall to start investing.

Investing isn’t just for retirement. Invest in things like your honeymoon or home down payment.

Every Twine portfolio is designed to help new investors reach important life goals.

Simple pricing. Pay just 25 cents per month for every $500 you invest.

Download the Twine app.

©Copyright 2018 John Hancock Life Insurance Co. (U.S.A.)

* The figures and scenarios shown above are for illustrative purposes only, and do not reflect actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.

This website is operated and maintained by John Hancock Personal Financial Services, LLC (“JHPFS”), an SEC registered investment adviser. Twine is a service provided by JHPFS. Clearing, custody and other brokerage services are provided to clients of JHPFS by Apex Clearing Corporation (“Apex”), member FINRA/SIPC. JHPFS and Apex are not affiliated firms. Investments: not FDIC insured – No Bank Guarantee – May Lose Value. Investing involves risk, including loss of principal, and past performance does not guarantee future results. Diversified portfolios and asset allocation do not guarantee profit or protect against loss. Nothing on this site should be construed to be an offer, solicitation of an offer, or recommendation to buy or sell any security.

Before investing, consider your investment objectives and JHPFS’s fees. The JHPFS fee does not include the expenses of the underlying investments in your account. JHPFS may use data from third parties and clients believed to be reliable, but cannot ensure the accuracy or completeness of that data. JHPFS and Apex Clearing Corp do not provide legal or tax advice and investors should consult with their personal legal and tax advisors prior to funding an account or making any investment. Any investment outcomes or goal achievement dates are hypothetical in nature, provided for educational purposes only, do not reflect actual investment returns, are not individualized, are not intended to serve as the primary or sole basis for investment decisions, and are not guarantees of future results. Please see full disclosure for more information.

By using this website, you accept our Terms of Use and Privacy Policy. A person only becomes a client of JHPFS when he or she has signed the advisory agreement and acknowledged receiving all disclosures from JHPFS. Information provided by Twine support is educational in nature and does not constitute investment, legal or tax advice.